EZShield provides assistance to your business with an advancement of funds for three major types of check fraud:

• Forged signatures

  The program applies to legitimate blank checks that are forged with your signature, as the payer, that results in a debit to your checking account.

• Forged endorsements

  The program applies to a legitimate check that is endorsed and cashed or deposited by someone other than the designated payee based upon a fraudulent and false endorsement. The program, however, does not apply to a check that bears a legitimate original endorsement that is secondarily fraudulently endorsed.

• Altered checks

  The program applies to legitimate checks that contain altered information such as the payee name, check amount, or any other alteration that results in an unauthorized debit to your checking account.